Mark Liesner

Strategy Tips for Texas Homebuyers 1. Get Pre-Approved Early Pre-approval clarifies your buying budget and shows sellers you are a serious buyer. In a market with rising inventory and varying offer conditions, this step can distinguish your offer. 2. Understand Loan Options Texas buyers commonly choose among: 30-year fixed rates  for long-term stability. 15-year fixed rates  for lower total interest but higher monthly payments. ARMs or alternative terms  if you plan to refinance later. But...

Navigating the world of home loans can be daunting, especially for women who may face unique challenges in the housing market. Whether you're a first-time homebuyer or looking to refinance, understanding your options is crucial. This guide aims to empower women by providing essential information about home loans, tips for securing financing, and resources to help you make informed decisions. Make it your home with a comfy & cozy living room that feels like home. Understanding Home Loans Home...

Current Mortgage Rate Environment Mortgage rates in late 2025 have eased slightly from earlier highs but remain above historical averages. The average U.S. 30-year fixed mortgage rate is around 6.2%, close to recent year-to-date lows. Historically these are "normal" rates between 6-7%, though still notably higher than rates between 2021 and 2023. AP News In Texas, typical 30-year fixed rates are similar, generally in the low to mid-6% range, with 15-year and adjustable-rate options somewhat...