Mark Liesner

You have a Loan Estimate from a bank or retail lender. The rate looks reasonable, but how can you tell if the full offer is competitive? A second opinion gives you another set of eyes on the numbers and a chance to compare options. It should bring clarity, not pressure. You stay in control while we look at the details that can affect your payment, closing costs, and timeline. When should you ask for a second opinion? Consider a second opinion when you: Want to know whether your rate and...

At a 7.4% mortgage rate, a strong offer needs more than an attractive price. Sellers want confidence that the buyer can qualify, the lender can move quickly, and the closing date is realistic. That’s where a dependable real estate agent mortgage partner can make a practical difference. Not with promises that every deal will be easy, but with clear answers, proactive communication, and a plan to keep financing on track. What does a credible pre-approval do for your offer? A pre-approval...

Monday, October 12, 2026 Mortgage rates moved higher again this week, while Texas buyers have more homes to choose from and more room to negotiate than they did in a tight market. That is the short version. Here’s what the numbers may mean for your monthly payment, your offer, and your next step. Where did mortgage rates land this week? Freddie Mac’s weekly mortgage rate survey put the average 30-year fixed rate at 7.40% for the week ending October 8. That is up from 7.28% the week before,...