When is the best time to get pre-approved for a home loan?


Real estate competition is always a factor --whether it's a seller's or a buyer's market. That means that getting pre-approved for a home loan as soon as possible is the best move if you plan to buy property in the next three to five months.

Advantages Of Getting A Mortgage Preapproval

Confidently Put In An Offer

The process of getting pre-approved helps to clarify how much you can afford to pay in monthly mortgage payments.

Be Seen As A Low-Risk Buyer

Since pre-approval means that an underwriting team has already verified your buying power, the seller can feel assured in accepting it. Some sellers may even view a preapproval-backed offer as solid as a cash one!

Even More Advantages Of Getting Pre-approved With Us

The mortgage pre-approval process becomes even more attractive when you utilize our convenient online mortgage pre-approval process. From the comfort of your home, we can securely pull your credit to verify your income and assets.

With just a few clicks, you can submit your documentation for items like pay stubs, tax returns, and W-2s and even virtually connect to your financial institution to verify assets.

And, of course, a real-life mortgage professional is available to guide and advise you every step of the way.

Are you serious about buying a property within the next three months? It only takes minutes to complete the secure online application, and you can even save it to finish it at a later time. Have more questions? We've got answers! Contact us today for all your home loan and refinancing needs.

Mark Liesner, RMLO ID #1445514, Licensed in Texas (but I can help in most states). Edge Home Finance Corporation, 4530 West 77th Street, Suite 365, Edina, MN 55435 NMLS ID#891464 Copyright © 2024. All Rights Reserved. Equal Housing Lender.This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice.All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. #multimillonaire #240 If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. Other restrictions and limitations apply. Residential Mortgage Loan Originator.

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